El Blog
Notas de contabilidad y planificación fiscal para freelancers y negocios de servicios.

Self-Employed Tax Deductions: A Practical Checklist
A practical checklist of self-employed tax deductions: home office, mileage, software, meals, health insurance, what does not count, and records to keep.
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Q4 Estimated Tax Payment: Deadline and How to Calculate It
The Q4 2026 estimated tax deadline is January 15, 2027. Here's how to calculate what you owe, pay it, and avoid an IRS underpayment penalty.

Schedule C for Freelancers: What Goes Where
Schedule C reports your freelance income and expenses to the IRS. See what goes in each part, plus a simple worked example for sole proprietors.

How to Calculate Self-Employment Tax (With Example)
Learn how to calculate self-employment tax step by step: the 15.3% rate, the 92.35% rule, the Social Security cap, and two simple worked examples.
1099 vs W-2: What Changes for Your Taxes
1099 vs W-2 compared: who pays payroll tax, what you can deduct, when taxes are due, and how to plan if you switch from employee to freelancer.

The IRS Safe Harbor Rule: How to Avoid a Penalty Without Overpaying Every Quarter
You don't have to guess your tax bill correctly four times a year. The IRS safe harbor rule sets an exact, calculable minimum that protects you from a penalty. Here's how it works.

Sole Prop or S-Corp? How to Tell When the Switch Actually Saves You Money
The S-corp election can cut your self-employment tax bill, but only past a certain profit level. Here's the real math, the hidden costs, and where the break-even actually sits.

You Made $100,000. How Much of It Is Actually Yours?
If you're self-employed, your revenue has to cover business expenses, taxes, and potentially other obligations before you can figure out what you actually made.

How Much Should a Freelancer Set Aside for Taxes?
When you're an employee, taxes are usually taken out of your paycheck before you receive it. As a freelancer, you're responsible for setting that money aside yourself.